General Insurance refers to a category of insurance policies that provide coverage for a wide range of risks and losses, excluding life insurance. These policies are typically aimed at protecting individuals, businesses, and assets from financial loss due to unforeseen events such as accidents, health issues, theft, property damage, natural disasters, and more. General insurance is essential for mitigating risks and ensuring financial security against various contingencies.
Home Insurance
This covers the structure of the home and its contents against risks like fire, burglary, natural calamities, vandalism, and accidents.
It can also offer liability coverage if someone is injured on the insured property.
Travel Insurance
Travel insurance covers risks related to travel, such as trip cancellations, medical emergencies, lost luggage, flight delays, or theft of personal belongings while traveling.
It can be purchased for domestic or international trips.
Property Insurance
Property insurance protects buildings and physical assets from damage caused by fire, theft, or natural disasters. It is essential for businesses and individuals who own valuable assets.
Commercial property insurance also covers office equipment, machinery, and inventory.
Business Insurance
Business insurance includes various types of coverage to protect businesses from operational risks. It can include liability insurance, property insurance, workers' compensation, and more.
Common types are general liability insurance, product liability insurance, and worker's compensation insurance.
Accident Insurance
Provides coverage in the event of accidents leading to injury, disability, or death. It includes coverage for accidental hospitalization, treatment, and income loss due to disability.
This can also cover accidental death and dismemberment.
Marine Insurance
Marine insurance provides coverage for shipping goods, cargo, and ships. It covers losses caused by accidents, theft, or natural disasters while in transit, whether on land or sea.
Fire Insurance
This type of insurance covers damage caused by fire, including both structural damage to buildings and damage to the contents inside.
It may also cover the cost of fire-fighting efforts.
Liability Insurance
Liability insurance offers protection against claims arising from injuries, damages, or accidents caused by the insured party.
It can be specific to product liability, public liability, professional liability, or employer liability.
Motor Insurance
Car Insurance
Covers damage to a car due to accidents, theft, or natural disasters. It also provides liability protection in case of injury or property damage caused to others.
Two-Wheeler Insurance
Provides similar coverage for motorcycles and scooters, protecting the vehicle and the rider against accidents and theft.
